Roof financing, explained simply

Monthly payment plans on larger jobs, with a decision in minutes and no prepayment penalty.

Check your rate in about 60 secondsA soft credit check that does not affect your score. Jobs under $25,000 run through Wisetack; larger jobs through Hearth, which compares several lenders.
Check your rate, no hit to your credit
Financing throughHearthHearthUp to $250,000 · several lenders comparedWisetackWisetackUnder $25,000 · soft credit check

A roof that needs replacing does not get cheaper by waiting; it starts costing you drywall, insulation and energy. Payment plans let you fix it now and spread the cost.

Example payments

  • Smaller single-story home (about 15 squares): roughly $9,075, or $120 a month
  • Typical two-story home (about 20 squares): roughly $12,100, or $160 a month
  • Larger home or steep roof (about 30 squares): roughly $18,150, or $240 a month

Examples use 120 months at 9.99% APR and $550 per square. Your price comes from your roof measurement, and your rate from the lender. example terms, we connect your lender

Financing linksYour Wisetack and Hearth pre-qualification links. Roofers who show a monthly payment close about 18% more and sell bigger jobs.Filled on your onboarding call

How it works

  • Get your price from the free inspection
  • Apply on your phone in about five minutes
  • Most decisions come back the same day
  • No prepayment penalty

Start with the number

Type your address for a price range, then we can talk payments.

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