Roof financing, explained simply
Monthly payment plans on larger jobs, with a decision in minutes and no prepayment penalty.
Check your rate in about 60 secondsA soft credit check that does not affect your score. Jobs under $25,000 run through Wisetack; larger jobs through Hearth, which compares several lenders.
Check your rate, no hit to your creditFinancing through
HearthUp to $250,000 · several lenders compared
WisetackUnder $25,000 · soft credit check
HearthUp to $250,000 · several lenders compared
WisetackUnder $25,000 · soft credit checkA roof that needs replacing does not get cheaper by waiting; it starts costing you drywall, insulation and energy. Payment plans let you fix it now and spread the cost.
Example payments
- Smaller single-story home (about 15 squares): roughly $9,075, or $120 a month
- Typical two-story home (about 20 squares): roughly $12,100, or $160 a month
- Larger home or steep roof (about 30 squares): roughly $18,150, or $240 a month
Examples use 120 months at 9.99% APR and $550 per square. Your price comes from your roof measurement, and your rate from the lender. example terms, we connect your lender
Financing linksYour Wisetack and Hearth pre-qualification links. Roofers who show a monthly payment close about 18% more and sell bigger jobs.Filled on your onboarding call
How it works
- Get your price from the free inspection
- Apply on your phone in about five minutes
- Most decisions come back the same day
- No prepayment penalty
Start with the number
Type your address for a price range, then we can talk payments.